A Message to Small Business Owners

Various federal, state and private resources will be available to small businesses who demonstrate need, apply appropriately, and follow outlined processes.

This website will provide a non-comprehensive list of those resources as they become available, as well as links on how to pursue applying for them. Please remember these resources will require patience and effort to access. Most institutions will require a detailed demonstration of need to access funds.

We offer the following advice to small businesses interested in pursuing any aid programs. This advice may prove useful for all businesses in emerging from this crisis on sounder economical footing.

  • Clearly outline what resources are needed, and for what reasons (Be very accurate and specific)
  • Gather and update your business’ financials
  • Compile any operating statements, and review for completeness
  • Have all recent tax returns available to submit to program coordinators
  • Clearly and accurately define how your business has been affected including how much actual business has been lost
  • Take advice from your accountants, bankers, other business advisors, and attorneys to get everything organized for aid application submission, and for when businesses are reopened

Use this time to preserve and strengthen your business

  • Consistently reach out to your clients/customers during the lockdown to communicate their value and your viability to serve them once this is over
  • Maintain communication with your supply chains to make sure they can service you once things are up and running
  • Have work areas cleaned and sanitized for when employees come back to work
  • Work on a training plan for existing, laid off, or new employees (Businesses will be different after this, and those that adapt will win)

List of Resources Available to Businesses:

  • Pennsylvania Industrial Development Authority (PIDA) Loan:
    The COVID-19 Working Capital Access (CWCA) Program is administered by the Pennsylvania Industrial Development Authority (PIDA) and provides critical working capital financing to small businesses located within the Commonwealth that are adversely impacted by the COVID-19 outbreak. All CWCA loan applications must be submitted through a Certified Economic Development Organization (CEDO). For the list of CEDO’s operating within Pennsylvania, please refer to COVID-19 Working Capital Access (CWCA) Program Businesses seeking guidance from DCED can also contact its customer service resource account at ra-dcedcs@pa.gov.
  • Small Business Administration (SBA) Loan:
    The Small Business Administration’s webpage has a list of resources for small employers at covid-19 Small Business Guidance Loan Resources
    Here are some of the key links:
    SBA Coronavirus Disaster Assistance
    SBA Loan Programs

Other Resources:

In an Emergency?

We do NOT provide emergency care. Please call 911, or contact your local emergency room.

Please visit a hospital or dial 911